The Link Between Gum Disease and Health Conditions

Most people want a straight, white smile because it looks better, or makes them look younger. What many people don’t realize is that good oral health is an indication that you are generally healthy. There is a correlation between periodontal disease and a number of illnesses. According to one recent study, those with serious gum disease were up to 40 percent more likely to have a chronic health condition.

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Why Millennials Need to Start Thinking About Insurance

Millennials differ from previous generations in a number of ways. One of the biggest reasons is that they were born into a generation with such massive technological advancements — their computer, internet, and research skills are innate. With so much positive cognitive power behind them, it’s surprising that this generation is also lacking in insurance coverage.

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How Your Company Can Benefit From a Private Benefits Exchange

The last several years have seen tremendous changes in the world of health insurance. These changes not only affect individuals, but they also affect companies seeking to provide health insurance benefits to their employees. Some of the most important new developments for employers involve the rise of Private Employer Group Exchanges. These Private Exchanges allow businesses many strong advantages in the marketplace, as well as giving them the freedom to build a plan around their company’s needs.

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Prevent Vision-Related Learning Problems Through Early Detection

Vision plays a vital role in one’s ability to learn, but did you know that more than 61 percent of the United States population needs some sort of vision correction? Combine that percentage with this fact: In a person’s first 12 years of life, about 80 percent of their learning takes place visually. So, what does this mean for young children who have undiagnosed vision problems? Their learning may be impaired due to preventable, and detectable vision-related problems.

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Long-Term vs. Short-Term Disability: What’s the Difference?

In order to make the most of your insurance plans, it is important to understand the difference between various insurance products offered. Long-Term and Short-Term Disability Insurance are two products that many people are often confused about. Here’s what you need to know about the advantages and disadvantages of each, and how to determine which option is right for you.

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Dental Costs With and Without Health Insurance

Everyone needs dental care at some point. However, not everyone wants to pay for insurance coverage. Chances are you’ve thought about costs tied to proper treatment. If you’re considering covering dental costs out-of-pocket on a per-treatment basis, knowing common procedure costs is important. While avoiding up-front costs from purchasing a dental insurance plan may seem cost-effective, having a great dental plan can greatly reduce your overall cost of care.

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Making the Most of Your Group Health Care Benefits

Have you recently enrolled or been offered enrollment in a group health care plan through your employer? If so, this can be a great way to enjoy benefits for yourself and your loved ones. Of course, when enrolling in group health care (or any health care plan, for that matter), making sure you’re making the most of your benefits is a must. By following a few steps, you can make that happen.

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5 Things to Consider When Buying Dental Insurance

Whether you’re currently without dental insurance or are simply shopping around for a new policy, the fact remains that the process of searching for your ideal policy can be quite tedious and time-consuming. After all, dental insurance is a lot different than a traditional health insurance plan in the sense that it’s less open-ended and provides coverage for very specific preventative care.

As you shop for a dental health plan, here are a few of the most important considerations to keep in mind.

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Meeting Financial Obligations After Disability: What’s Your Plan?

Approximately 37 million Americans are considered disabled; of those 37 million people, more than 50% are still in their working years (age 18-64), according to the Council for Disability Awareness. Unfortunately, many workers never even consider the fact that they could face a temporary or permanent disability, let alone plan for such a situation. What kind of a situation would you be in if you were to become disabled and unable to work?

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